Your credit rating is invaluable. It is how you are offered interest rates, loans and credit cards. When a credit report does not accurately reflect your credit history, the effects can be devastating: inability to obtain loans, increased percentage rates, and denial of credit cards. Mistakes on your credit report can show up in many forms.

If your credit report contains any of the following, you may be entitled to recover monetary damages, as well as a corrected credit report, under the Fair Credit Reporting Act:

    • Contains accounts that are not yours
    • Shows that you have been late in paying a bill when you were not late
    • Accounts that have been discharged in bankruptcy
    • Contains information that had been previously removed from your report
    • Shows judgments that do not belong to you

The Fair Credit Reporting Act is a federal law that provides you the basis to sue a credit reporting agency, credit card company, bank or debt collector if they are reporting your credit information inaccurately. The Tatar Law Firm will walk you through each step of the process and can help you make sure your credit report is accurate. The Fair Credit Reporting Act also allows you to recover your attorney’s fees and costs from the defendant! If you don’t recover, neither do we!

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